AERIUS gives you all the tools you need to become a better investor. Think about it: if you get a safer car with better handling, your driving improves; if you get better investment tools, your investment results should also improve.
Professional Investment Management
Knowing what to buy and sell is hard. Not to say anything about when and how much. Individuals and even most institutions are notorious for buying and selling at the wrong times. With AERIUS, you get access to our proprietary models that make everything automatic. Keep reading and see how much better they do compared to conventional investment models.
You want to make as much money as possible as quickly as possible. We all do. But if you don't know well enough how much risk is in your investments and how much risk you should take, you could get wiped-out. You could study for years, hire a professional (expensive) advisor or take our free questionnaire. Your choice!
Quality Account Management
You can open your new account online in about 10 minutes or less at Folio Institutional. We'll manage it professionally for you according to your own profile and one of our proprietary models not available anywhere else. You can login anytime, day or night, from your computer of mobile device, to check your investments, see the trades we made on your behalf, get statements and download reports.
The advice is free and the investment management fees are about half of what conventional mutual funds charge: see our fee schedule. Also, the higher your account value grows, through investment gains and the funds you add, the lower the fees as percent of assets.
Education and Guidance
Information from the media is overwhelming, confusing, conflicting and often inaccurate. Many educational sites have a commercial interest and provide questionable material. We offer you unbiased commentary and information to gain a general perspective on the economy and investing. We also hope to provide you with an undestanding of what we do. But we don't expect you to become a professional investor any more than we would expect you to become a doctor by reading medical magazines.
a Better Investor
Loss avoidance = Higher Returns
The chart illustrates how avoiding most of the deep losses in the stock market (orange line) between 2001-2003 and 2008-2008 can keep an Aerius portfolio steady (blue line) and contribute much greater growth in the portfolio value.
Green bars show periods when the Risk Signal is OFF causing portfolios to avoid investing in stocks. When the Risk Signal is ON, the models invest in stocks again in the amounts designated for each.
The chart shown has a logarithmic vertical scale where each incremental level represents a doubling of value from the prior level. For more information and to see the linear charts, go to the pages describing each model: AERIUS Agile , AERIUS Comfort or AERIUS Stable
Timing is Everything
There are periods of time when stocks generate very high returns. There are also periods when investors lose a great deal of money in the stock market. Here is how long it took for the stock market value to recover after some of the major crashes in the past:
7 years after the Dot.com crash
6 years after the Financial Crisis
25 years after the Great Depression
Despite the popular literature, it is possible to detect elevated market risk and invest in stocks only during bull markets.
Read more about the AERIUS Investment Models
AERIUS Investment Models
Typical Conventional Portfolios based on MPT
Aerius objectives based on testing the models with 30 years of historical data
Conventional portfolios performance is approximate as of April 2016
AERIUS Models show substantially lower risk and higher returns than conventional models
Are your investments managed based on an Old Hypothesis?
Most investment accounts and mutual funds are managed "professionally" based on models that are more than 50 years old. These include the popular "Target Retirement Funds" used in most 401k plans.
Such conventional models in use today are designed using the "Capital Asset Pricing Model" (CAPM) from the early 1960's. CAPM is based on the Modern Portfolio Theory (MPT) first published in 1952 which is before Gismo the Robot.
The Efficient Market Hypothesis (EMH) which claims it is impossible to "beat the market" was developed in 1970 but can be traced back to 1945 and even as early as the 1860's.
As we know, typical portfolios have not performed well during the dramatic stock market declines following the Financial Crisis, the Dot.com Crash and the Crash of '87. The elegant mathematical framework that earned Nobel prizes for the authors of CAPM, MPT and EMH is not able to predict and prevent stock market bubbles and busts.
This is because the science relies on "simplifying assumptions" that are fundametally incorrect. For example, it is assumed that all market participants are "rational", investors can borrow unlimited funds at the same rate as the government and there are no taxes.
The combination of advanced math and imaginary assumptions in the Modern Portfolio Theory can best be described as "Science-Fiction".
AERIUS Models are developed based on the actual data of the last 30 years without making any assumptions.
Invest with the Pros in 15 Minutes
Take as long as you need to understand the AERIUS Investing approach and compare it with other investment alternatives. Once you decide to open an account, you can be up-and-running in less than 15 minutes.
Just answer a few questions to determine your return and risk objectives
You can do it all online from a mobile device or a computer, with just a few clicks
Send check, transfer cash or move an existing investment account
Scroll down to keep reading
Model-based investing uses a quantitative financial analysis approach similar to some of the top performing hedge funds. AERIUS models were developed by combining human investment insight and math skills with the latest analysis tools, generous computing power and massive historical market data of the last 30 years.
The result is a quantum leap in increased returns and risk reduction from the conventional portfolios. Unlike hedge funds, AERIUS strategies are widely accessible and easily investable through an online account.
Model-based strategies offer certain advantages relative to conventional actively managed funds and traditional asset allocation strategies:
Quantitative analysis greatly enhances the skill of the investment manager
Investment decisions become mostly automatic and do not depend on human emotions which may affect even the most seasoned managers
Historical simulation provides a much longer track record than most existing funds can provide
Models remain consistent over time compared to actively managed funds where individuals in the investment team may change
AERIUS models are tested to outperform each individual component asset class over a full market cycle. Most actively managed funds fail to ourperform their own benchmark.
Avoid risk - Increase gains
Stocks can generate great returns but there are times when they lose half their value. Wouldn't it be great if your portfolio was invested in stocks only during bull markets and avoid big declines like the Dot.com Crash or the Financial Crisis?
Our portfolio management models use a proprietary signal that predicts periods of high risk before the markets usually take a plunge. This signal acts as a traffic light that is green or "Risk ON" when it's time to invest in stocks and red or "Risk OFF" when stocks should be avoided.
When you open an account with us, we do all the work. All you need to do is tell us a few things about your situation and objectives. Take the free Quiz now to find out what is the most suitable investment strategy for you.